Course# 6559779-MPLS
Approved for 20-hours of Utah Pre-Licensure Mortgage Topics by the Utah Department of Commerce, Division of Real Estate.
Course Topics:
- RESPA & Regulation X
- Computer Loan Originations
- Definitions
- TILA
- Special Compliance Issues
- Fair Lending Laws
- The Home Mortgage Disclosure Act
- Mortgage Lending Agencies
- Identification and Consequences of Fraud
- Mortgage Categories
- Mortgage Products
- Retail Product Pricing
- Financial Calculations
- Primary and Secondary Markets
- Effect of Tax Law
- Mortgage Applications
- Closing Process and Documents
- Post Closing Issues
- Qualifying Process
- Relationship with Clients
- Underwriting & Program Guidelines
- General Real Estate Law and Terms
- Appraisal
- Insurance
- Residential Mortgage Administrative Rules
- Residential Mortgage Statuesd
Check Utah Department of Commerce, Division of Real Estate for current UT requirements-
www.commerce.utah.gov